The only way you can really find out is to shop around to other shops and find out what they include in the class. One that includes the class. training materials, card, and what ever else is necessary, will cost more than just the training and you have to pay for all the associated costs seperatly. Also, a good instructor that takes all the time needed is worth more than one that rushes through to get on to the next class, quality vrs quanity.
In addition, there are other SCUBA agencies, so you could shop them as well.
Good Luck
Bob