I've never had any urge to spend money, whether "sequestered" or not (of course, I'm mostly of Scottish descent...). I particularly don't have that urge with the DOW falling from nearly 30,000 to what now--18,000? Oh for the good old days of late Oct., 1987.
Mostly comes from reading sites like here and going "That is a good idea." Like I could use a trimix analyzer now that I am going to be diving helium. But for the most part I am resisting it due to possible lay offs.