1) N. Monastery
2) Carmel River Beach
3) Lovers (beware the time restrictions!!)
4) McAbee (do this early for parking)
I'd put Lobos ahead of all these. You just have to do the surface swim all the way out to where the kelp ends.
The Lover's Pt. time restrictions are only in effect May 1 through Sept. 30. http://www.divingsingles.org/lovers.htm