Well, you know how Gert is going to answer.
BTW, what insurance do you have? I was thinking of buying another 560 before I go to Galapagos so I'll have a spare in case I flood the one I have now. There only about $260 in some places online.
I have DEPP insurance. Good coverage but I see now the disadvantage of replacement versus cash repayment. I think I'll look at a replacement policy through my homeowners carrier. Try this thread Depp Insurance