I have done about 20 dives over the last 10 years-almost exclusively Hawaii or Caribbean, with a dive operator supplying the tanks.
I just recently booked a dive with an operator in Cozumel. They say they are giving me 120 steel tanks. Can you kind people explain what that means?
It sounds like you are an occasional diver; 20 dives over 10 years is not much. You might want to try to do some sort of dive before your Cozumel trip if you can, even if it just means a pool trip. Another option would be to try to do some sort of shore dive as soon as you get there. The reason for this is that Cozumel dives tend to be fairly deep and often have a fairly strong current. Despite the fact that Cozumel is a really popular destination for new divers, the conditions are not really beginner-level on many of the dives. There are also very easy, relatively shallow dives in Cozumel, and I'm sure you'll do those as well. But, often, the first dive of the day is deep, with a current, on a wall, and if that happens your first day, and you're not used to the bigger heavier tank, and you only have a handful of dives over the past several years, it might not be such a good situation. It's easy to deal with, just get in the water before that in some way to refresh.
As far as the difference between AL80 and steel 120 tanks, there's a lot. The reason you're getting that big tank is because competition among Cozumel dive ops is brutal, and Aldora is offering something that allows them to compete better. That something is extended bottom time; and it's especially attractive in Cozumel because you have so many novice divers (read high air consumption) diving in fairly deep conditions where air consumption is increased. With the currents the way they are, it's usually better to keep the whole group together, which means that if one diver blows through his air, the whole boat is surfacing early.
There are a couple of problems with this. One has been already discussed; extended bottom time at depth means more N2 loading and a theoretically greater risk of DCS. Given your slim dive history, I would strongly encourage you to use a computer and pay close attention to your NDL. Another really simple strategy is to simply extend your safety stop. Spending an extra few minutes at 10-15 ft is pretty efficient at lowering N2 levels on NDL dives.
The other problem is buoyancy. A HP steel 120 is 11 lbs negative when full. A luxfer AL80 is 1.4 negative. This means you need to potentially adjust your weighting quite a bit to avoid being overweighted at the beginning of the dive. The empty weights are -2 for the HP120 and +4 for the AL80. This means that the HP120 swings 9 lbs instead of 6 for the AL80. Since you do your weighting for an empty tank, you'll need to theoretically subtract 6 lbs of weight from your typical AL80 weighting, but since the gas weighs 3 lbs more, you'll be 3 lbs overweighted at the beginning of the dive. No big deal, just make sure your BC has the lift you need (it almost certainly will) and it actually makes it easier to get down. But, you will be diving with more air in your BC, especially at the beginning of the dive. That's because you're compensating for the increased weight of the air. This makes buoyancy control a bit trickier, especially for someone who has little dive experience and none with a high capacity tank.
Personally I'm not a fan of wholesale use of the HP120 in Cozumel, because I've seen the dive behavior of so many divers there. I think that one reason there are relatively few cases of DCS in Cozumel is the fact that the AL80 is a low enough capacity tank to match well with NDL diving at typical recreational depths. And it's often the people who's skills and air consumption are poor who need the higher capacity tanks to stay with the dive, and these are exactly the people who are probably less likely to be aware and in control of their N2 loading. I hope I'm wrong, but I wouldn't be surprised to find that if many dive ops switch to the larger tanks, DCS incidence in Coz will increase over time.