Honestly I don't see how either the grommet or zip tie failures could be "unexpected". ...
I largely agree. It is “possible”, though your warnings are much more probable. Both types of clamp are injection molded. I have seen zip ties with mold-flow flaws that made them part too easily, but was not apparent without magnified inspection. It isn’t like this connection is the only point on a BC that is subject to manufacturing or maintenance flaws. How many people regularly remove the bag itself from the cover for inspection?
IMHO, a BC’s design and materials are too failure-prone to depend on it for survival. A nice convenience for sure, but assuming that it will fail would make everyone much safer.