I pulled up to a stop sign going to school in a prety heavy fog one morning. I could just barely make out the red light at the next intersection down the street to my right (the other end of the block my high school was on) but saw no cars in that direction.
To my left I could see a car slowing down to turn right and go down the street behind me.
I began to cross the intersection and saw a chrome door handle at the end of my cars hood.
Then I felt the front of the car jerk to the left about a foot, heard a bang and felt a minor impact (I was going maybe 5-10 MPH at that point).
It turns out that a grey car (same color as the fog) with no lights on was speeding through the school zone. He ended up on the front lawn of the 5th or 6th house down the street after spining around a few times.
Remember, SCHOOL zone... speed limit of 35 / 25 during school hours. I had no 1st period class so I always came in starting 2nd period my senior year so it was WELL WITHIN school hours.
Looking at the skid marks, the 1st cop on the scene verbaly agreed that the other guy HAD to be speeding to end up where he was.
Too bad the cop who actualy wrote up the report was a more senior guy who showed up a few minutes later.
Guess who got a ticket and who got off.
Yep.
The 50+ year old 'upright citizen' who was running late for work got off scott-free. The 'irisponsible youth' was given a ticket for running a stop sign and MY insurance had to pay for the whole thing...
Evidence (skid marks, etc.) and whitnesses (at least 2 other cars pacticaly left their own skid marks leaving the scene so they wouldn't get stuck there answering questions) counted for NOTHING.
Heck, fixing my car cost me less than $200 worth of parts and a few hours in the back yard with the tool box. What with all the wild careening around and bouncing off curbs, trees and bushes, the other guys car was a total write off.
Life lesson learned: Sometimes ya just get screwed no matter whos fault it really was...