Hi, ScoobyDoo, and welcome.
I have never seen a stupid question. Now some of the responses, that's a different story. :tease:
I wonder if we all didn't jump the gun a bit. In re-reading your post I wonder if you were asking not about to steel, but about the "neutral" aluminum 80cf tanks, which would fit your description being 3300 psi and heavier (at least the Catalina).
If that is what you are considering, I am not sure that would be helpful for the type of diving you are talking about. The ascent issues you are discussing relate to the
change in in-water weight from beginning to end of the dive, not whether the tank by itself is positive or negative. Ascent issues involve the combined inwater weight of the diver, weight belt, gear, tank etc, so having a tank be near neutral doesn't matter if you are strapped to it with other stuff.
I if I were choosing between a "standard" AL80 and a "neutral" one for myself in a cold lake, I would choose the standard one. As described, there is no benefit to ascent control, and there are some drawbacks. If you are going to put gear on/take it off in the water, somewhat positive is better. Hopefully you will not have an empty tank in the water, so your "neutral" one will actually be quite negative at the beginning of the dive and somewhat negative at the end. That can be a nuisance sometimes (ie if it slips out of a band). And again, since it is really negative in use, not neutral, you have those "swimming it up in case of emergency" issues previously discussed.
I think I have heard an authority talk about "dangerously buoyant AL80s" (...let's see, where was that...
), but that is when they are doubled and in salt water--not an issue for you at this time.
Having said that, I wholeheartedly agree with the previous posters that if I were buying tanks to use as a single scuba cylinder in for cold, fresh water diving, I would get steel. The in water weight characteristics are better as described previously and having more weight on your back is more comfortable and gives you better position in the water.
Warhammers page
http://user.intop.net/~greggg/tanks.html has a lot of tank specs.
I have used theis one
http://www.sportdiverhq.com/tkcht.htm and found it accurate.
As always, just my 2¢. Buy whatever you want, but definitely do have a great time diving!
As you've noticed, we like to talk, so if we still didn't address what you needed, let us know what we can ramble on about next!