mulefeathers:
Also I enjoy paying cash. The only reason to ever use a credit card is for the security of online purchases. The only one I will use is American Express and it cost a merchant 7%.
Also it is not about getting raped the discount for cash is 27%
Like I said, there's no economic justification for a 27% cash discount when accepting even the nearly obsolete Amex card costs just 7%. Use VISA, it's only 3%, fees are lower, and it's accepted at a zillion more places than Amex.
There are lots of reasons to use CC other than online. You get loss/damage liability, increased leverage if there is a dispute, a 3rd party record of the transaction, etc. You don't have to make yet another trip to the ATM to get that cash and then worry about it getting lost if you don't make it by the LDS after all.
But really, price is not the only (perhaps even primary) reason I shop online. I just don't have TIME in my life it seems, when I get home from work I'm tired and hungry and just want to veg out, with a wife and kids my weekends are full when I'm not diving. I can browse online whenever I want, 24/7 (like right now while all my LDS are closed), in 5 minute time slices if necessary, even in my underwear (I know, TMI).
I just prefer the online shopping model. If I browse scuba.com I don't have a pesky salesman popping up every 5 minutes asking me if they can help me and then standing beside me while I look. I can read and do my own research. I can look for 1 minute or 4 hours, I can leave and return any number of times, without feeling like I'm annoying someone or wasting their time. I can look back and forth between several items evaluating something in my mind without someone trying to guess what I'm looking at and starting to tell me about them. The prices are listed on *every* item and it's the same for everyone. And I can compare those prices with others without being made to feel like I'm trying to steal the shoes off the kid's feet of the owner.
I think the point of the OP was that the LDS needs to adopt and integrate fully the internet. I would love to be able to go online to my LDS, browse everything in the store, see the prices, ask questions by email/form and get a 24 hour response, and then if they are competitive maybe reserve it (if not complete the sale), then go to the store.