Liability Insurance for DM - How Much ?

[dman1959]

Contemplating doing Divemaster training.

Just how much really is the liability insurance per year ?
Who sells this insurance ?

No opinions please. Am interested in answers from DMs who actually maintain this insurance.

Thank you,
dman1959

 

[dcs917]

I pay about $300 per year from Willis Canada. They can insure most agencies. Link found here:

Marine: Dive Program

Dive Safe!

 

[DiverBizz]

check around, ask instructors, DM, and LDS there are a few agencies and you can compare prices and get different information on the coverages.

 

[ae3753]

V&B charges $325 for full coverage. If you are only instructor assisting, it's $215.

https://diveinsuranceapps.com/form.php

 

[DiverBizz]

I have heard a lot of good things about V&B.

 

[Willuw]

I pay just over 300$ for my NAUI DM liability

 

[diverdowndh]

V&B charges $325 for full coverage. If you are only instructor assisting, it's $215.

https://diveinsuranceapps.com/form.php

When you say only instructor assisting, do you mean not actually leading dives for a shop? I am working on my DM and this thread is definitely of interest to me!

 

[Jim Lapenta]

Assisting only means an instructor must be in the water and you are under his supervision for whatever activity. I have mine through Witherspoon and paid 314 for this year for the unlimited coverage. I dropped V&B due to possible hassles as I work through 3 different agencies and have certs with those 3. YMCA, PADI, and NAUI.

 

[BrittneyA]

I have listed the rates that I know below however, make sure that you check with your LSD that you will be assisting because some shops carry a group policy that covers you while you are working with them. The group policy is good as long as you are assisting with courses or trips that are sanctioned by that shop.

NAUI's current DM policy rate is 314.70
SDI/TDI current DM policy rate is 315.00

I do not have access to PADI's rates but I am sure that they are somewhere in line with the others.

 

[weaserm99]

I work for a dive shop and I am also a registered NAUI divemaster, i pay the 314.70 plus the 90 dollars for NAUI membership. I wouldnt recommend something that covers a whole shop because there will be times that you are out on a charter diving without that shop. With NAUI i just send them a check and they take care of the insurance for me, that is the best way to go because most agencies tell you that you have to get your insurance through them or have coverage that is very similar.

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