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Back on the boat, we all "debriefed". Piecing the story together, the scenario goes as follows: The victim hooked on the reef. She lost a fin in the current, perhaps looked back to assess the situation, and lost her mask in the process. She panicked, dropped her weight belt, and tried to remove her BCD. What follows next, no one knows. She may have panicked, hyperventilated, and became unconscious. She had an abrasion on her forehead, so she may have hit her head in the current and became unconscious. The end result was that she was unconscious and drown. Although the reg was in her mouth, her nose was exposed, and the current was high velocity, and sea water likely could've entered and filled her lungs.
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I filled out a bunch of incident reports and sent copies of it to DAN and PADI. Undoubtably the husband will sue Peter Hughes. The claim could be made that the dive site was for an expert diver, and there were many novice divers. There were 17 divers in the water, and one divemaster. Panic situations wern't mentioned in the briefing (for instance, I knew that if I didn't hook in the beginning, it wasn't a big deal. I had plenty of air on my back, and it would've been a longer drift dive.) Perhaps the victim felt obligated to remain hooked, or to hook in even though she wasn't comfortable (instead of just aborting the dive) which exacerbated the situation."