I know what Conch Repulic is (Conch Republic - Wikipedia, the free encyclopedia) but then, hmm:

Not sure it is true that the *entire* island population is going diving every day...Conch Republic usually as a bunch of people going out every day.
- so trip insurance is a good idea, even though the chance lessens of hurricanes during October - if we get through Sept safely, I am always relieved, however hurricane season lasts through November.