Lets go back to the cycling analogy, because it really does apply better than any other conceptualization attempted so far.
In looking at the universe of scuba divers, this is much like the universe of cyclists. Most cyclists will pedal at 10 mph to 15 mph, as a sustainable pace they can be comfortable with....this relates to most scuba divers, that dive the destinations advertised heavily in the Print magazine...places aimed at the masses. This group consisting of MOST scuba divers ( people that do not train several days per week specifically for cycling or scuba fitness) will swim comfortably at .2 to .5 mph, and if they are forced to, can run up to a maximum sustainable for maybe 10 minutes or around 1 mph...pretty much doubling the effort they put out at .5 mph. This group will not feel the effects of a high tech aero bicycle, where the drag factors come into play around 21 to 24 mph, and exaggerate from then on. This is also the huge floppy BC or somewhat streamlined vest bc wearer, a group that will not reach enough speed in the water to create enough differential of drag between .2 and .5 mph ----they "might" get an inkling of drag differences if they had to sustain 1 mph for long, but they would say that this is not what they got into diving for, and would have little interest in this. This group, if on bikes, is happy with hybrids or mountain bikes on the road, or normal road bikes if they fit well. They feel little difference from one bike to the other, performance wise...the main criteria for them is comfort and fit.
Next....the cyclists that can comfortably sustain 18 to 22 mph, where 18 feels slow and as a resting pace. This in scuba is the group that will pace easily( resting heart rate) at 1 mph, and utilize big kick and glide, along with multiple kick styles. In cycling, this group chooses performance bikes, they would hate hybrids, all will get custom pro level Bike fittings, and can easily tell the difference from one bike to the next. In scuba, this group can use Vest BC's that are very streamlined, and achieve phenomenal results with them in currents up to 2 to 3 mph. This group stays fit, whether for cycling or scuba, and this fitness is leveraged in scuba. This group can put on a bp/wing, and when it is custom fit to them by a pro, they will feel a big difference from a pufferfish style bc, but may not feel as much difference between the bp/wing and a really streamlined vest bc.
Then, there are the cyclists that really race. They will run at a low aerobic heart rate at 22 mph, and can sustain 25 mph by themselves for a whole hour, or even faster. They are litterally more than twice as strong /powerful as the group below them, and have nothing whatever in common with the first group. In scuba, this group can pace at 1.5 mph as easily as the 2nd group can pace at 1 mph, but they would not typically do this--most divers at this level would be perfectly trimmed and attempting to be slick in the water, with no energy expending....however, when conditions arise which would cause group 2 or group 3 to exert to a high output pace, this 3rd group can achieve speeds much faster than group 2, ( instead of a sustain max of 2.5 mph, they may reach 3mph or 3.5....which underwater is like the cyclist going 26 to the cyclist that maxes at 21.)
This 3rd group will experience all the nuances of the bp/wing, and this group will experience major efficiency ( less drag issues) with the bp/wing, whether in cruising easy, or in swimming fast to deal with some issue. This group will be righteous about the differences they experience between the bp/wing and the vest BC, particularly IF they have dive sites they frequent where large currents or big marine life presents situations where the drag differences become apparent with higher swim speeds and bigger currents. Both group 2 and group 3 will appreciate the differences in propulsion between fins, but group 3 will have entirely different appreciations than group 2, due to power and skill levels in their own propulsive abilities.
The dive industry caters almost exclusively to group one.....specialty mfg's cater a little to group 2. Group three is so small it is more like it's own club, with little or no mass marketing ever presented to it, but with considerable internet discussions which have been crucial to this group in their attempts to optimize their experiences.