I definitely want to see more toe, this will do 2 things for you;
1) Free your toes up, or really the base of your toes/ball of your foot.
2) get the base of the fin better supported on your heel (bone). This will prevent the fin from biting into your arch and all you to fully harness the power of the fin without discomfort.
Force Fins should feel laterally wobbly, its part of how they fit, don't worry about that. When you kick into them you shouldn't notice the lateral slop. I will say, using the comfort instep should help cushion you from the very hard material that the fin is made from.
The comfort instep and bungie strap cushion are pretty firm materials, I normally roll them up tight a handful of time to let them relax some, that should help. The material, although firm is pretty smooth and shouldn't cause any hotspots specially once your underwater.