RGBM does not have GF factor. GFlo is the setting for Deco dives so you can ignore that if you are not doing deco dives. GFhi is for your NDL diving. By the way I am diving with 2 other divers soon for near 3 weeks. I have to be careful that other divers do not simply follow me as my DC is using Bulhman and my GFhi is set at 95. One of the divers I have never met and I do not know what DC he has.
I have had divers not pay attention to their own DC's running RGBM and had them show deco obligation because they did not pay
attention to their NDL settings.
Right now you are overthinking about DCS. Not a bad thing to consider but at shallow depths very unlikely you would ever get bent on NDL dives. My own DC is set for 5 minute safety stops not 3 minutes. It also shows the number of minutes past your safety stop as well.
SO you can see from this log the GF is set at 45 GFlo/95 GFhi. Where I have taken this screen shot is at 27 minutes 30 seconds into the dive. As you can see I still have 4 minutes NDL which is more or less about the time I like to have to no exceed NDL. So on this dive I was staying deep but coming up slowly just to keep the NDL around 4 minutes. So some would say this is pushing the NDL as I only ascend to avoid going into deco. Very shallow at the end for off gassing. A point to note is that a safety stop is not mandatory but recommended.
A Shearwater Peregrine would be a good DC to consider. I am using a Shearwater Perdix but no AI but does have internal digital compass. As one member wrote it is good to get to know your dives and your understanding of your gas usage. I do not gas plan NDL dives as a matter of habit but I do in my head go I will do this dive and expect to end the dive with a certain pressure left in the tank.
Uploading your dive logs and reviewing them can be good fun.
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