Jersey
Contributor
Jen - using a banked week is relatively easy, at least with the 2 TS companies I've used - II (Interval International) and RCI. Dad 'banks' his week via their TS company website, assuming he belongs to either II or RCI. Has X time to use the banked week. At II, I it expires 2 years from the date it should have been used (my banked week Sept 24 - Oct 4 2009 expires Oct 4, 2011). When you have travel pans, select EXCHANGE, part of world, travel weeks (the more flexible the better your opportunities) and it returns places and dates available. When you bank and exchange they charge you a $150 fee, plus applicable resort fees. As for finding excess TS inventories, try buyandselltimeshares.com, wyndam-vacations.com (BluBeards was $379 for a sleep six this morn!), cheapcaribbean.com, skyauction.com...there are a ton of other resources out there. I too love cheap travel and save my money for diving and skiing. Good luck and do dive safe!