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I can't full agree with that, but comparing the outrageous outbursts of Flightlead to the explanations of the owner, the latter's seem most likely. Flighthead has not been on since Jan posted, so it may not be a done argument - and he is traveling in Belize so no surprise there. His word against hers, who knows how this will look in time - but he doesn't seem very good at dealing with issues.nice damage control done by the resort owner. its all hearsay but it swayed everyone on here to be on his side. kudos!
TravelGuard and TravelSafe will both issue coverage at any time. TG won't cover the storm after it's named, and TS won't cover trip cancellation with less than 15 days advance purchase - but if he'd bought TG before it was named, or TS before departing - they both would have covered interruption expenses, etc. You may have an annual policy that works well for you, but late shoppers still have options - and there are dozens of other companies.As a general comment, do NOT rely on hotels/operators giving you your money back in these circumstances. Some will, and in this regard Portofino has certainly come up trumps, but I can think of several that will not. It is essential to take out good trip insurance to cover these eventualities, particularly if you're travelling in hurricane season. If you don't know when that is for your destination then you haven't done enough research. And don't wait until there are clear signs that the weather might not be good before you try to buy your insurance, as it won't then be available. If like me you like to travel at no notice then either get an annual policy (always the best bet) or take the loss on the chin. Throwing a tantrum when things don't go the way you had assumed they would will always be counter-productive. And remember that when you're travelling outside the USA the American litigation culture simply doesn't apply - it's always "caveat emptor".
Expedia and his credit card were his first line of defense. If the property does not deliver, refunds are available. I can understand him wanting to talk to Expedia before spending more money, but if he would not work with the property as described - then spending new money and requesting refunds of old money is still an option. Flying into Latin America and the Caribbean during storm season, one really needs to check the forecasts and know what they're getting into. I didn't 10 years ago before I learned how to use computers, but it's still a good idea - and everyone has computer capabilities now.