SwimsWithSharks:
... your question reminded me of a story a tech instructor told me. He was teaching his father and they had planned a dive as part of the training. The instructor's plan called for him to go 10 feet below his father's depth. At one point, the son started to motion for his father to come down to him. His father did and he wrote on a slate "Failed." ...
On one of the Multilevel dives on my AOW course, my instructor was hugging the bottom, with my wife and I swimming at our planned depth (for that point in the dive) of 15m. The Instructor dropped into a pothole and started beckoning furiously at us to come look at something (which we later found out was a pretty large moray). The rest of the group joined him. He tried convincing me again, but I signalled "no" and pointed to my depth gauge. He ascended to us, clapped and shook our hands.
The point of the exercise is that the "bottom" is not the sand or reef below us. The "bottom" is a depth imposed by our training, previous experience, dive plan and other factors (depending on where or when the dive is taking place). If that was not the case, we could forego buoyancy control and crawl around on the reef on all fours!
When I did my PADI OW course many moons ago, one item in the training was very clear - you are only trained for the conditions in which you were certified. If you trained in a freshwater lake at 20 feet, you are not trained for an open water dive to 60 feet. Stick within the limits of your training and as you become more experienced, your limits will grow (to an extent). So start off with an open water dive to 20ft and get used to being in the open water. Once you are comfortable, then you can start going deeper (with the ultimate limit being that imposed by your training). There is no competition to see who can go deeper (although I have seen many divers participate in this deadly game) for longer. Even when you one day decide to get your AOW certification, you will learn that diving deep is only done for a particular purpose - not just for kicks. It is also done with strict planning and strict adherence to the plan (actually, any diving should be undertaken this way).
Your questions about dive planning are very similar to those I had. The first rule I learnt is - Unless your dive tables are in your BC pocket, you cannot plan your dive. More often than not, the dive tables are left lying at the bottom of the gear bag when the dive briefing starts. At least, this is what I have seen. Keep your tables with you, so when the maximum depth is discussed, you can plan your bottom time. Now the bottom time and depth you have planned are
your limits. If the skipper drops you on the wrong spot and your max. depth has changed, pull out your tables and replan your dive (in conjunction with your buddy and even your DM).
Then stick to it. There are no prizes for pushing the limits.
I would suggest that you get a dive computer - it is a great tool. However, get comfortable with using your dive tables to plan your dives first.
I must echo the sentiments of the other people on this thread - your responses have been refreshing in their honesty and humility. You obviously intend having a long dive career (and life). Sadly, many people post the mistakes they made and spend the rest of their time defending their actions. You have chosen to learn. BRAVO!
All the best,
Andrew