For US Divers on Medicare: Do You Purchase Health Insurance for Trips to Coz?

[dflaher]

Struggled whether this belongs on a diving forum, but we have lots of great threads about beer and food so here goes .

I recently turned 65 and am now among the Medicare ranks; as such I do not have health insurance outside of the US. For those of you in a similar situation, do you pick up a policy before coming down, or roll the dice, or...?

Obviously I will have DAN insurance to cover the diving stuff. I'm in good health and I limit non-diving activities to walking about town to restaurants/ATMs etc.

 

[dflaher]

I think that my Medicare Advantage would remain my primary

Possibly - but I haven't scoured my Medigap/Supplemental policy to see if they cover scuba related activities.

I see no reason to double up with coverage from DAN.

I was thinking along those lines, but I'm already covered w/DAN through August. And I gotta believe there's some value in having specialized dive insurance vs dive insurance as part of a general policy. Could be wrong tho.