I'm repeating myself from an earlier post, but I think it significant. Note the advanced stage of burn-through in the hull at the bunk level in the pictures and how it compares so equally to the deck level. Then imagine the convection air flow up through the staircase when it does burn through, it would create a huge towering inferno as was described. The boat was essentially destroyed to the water level in the 15 minutes it took first responders to arrive. It seems a fire started in the salon would have to burn down to the bunk level, and I don't see evidence this in the pictures. Just my nonprofessional observation.
In the interview with the eyewitness captain of The Grape Escape, he said (as reported in the NYT and other sources) holes were visible in the hull through which flames could be seen - when he initially observed the Conception:
NYT Quote: "The desperation became clear to Mr. Hansen when he stepped outside his cabin and saw the glow of the raging fire in the dark. In an interview, he said that he had seen the Conception completely engulfed in flames, “from stem to stern.”
“I could see the fire coming through holes on the side of the boat,” he said. /end NYT quote
In my non-professional observation, the scenario of a berthing-level origin has merit.