No longer speculation. The statement yesterday from SB Sheriff Brown (who is also the Coroner) states that COD was probable smoke inhalation, and that all the passengers were either unconscious or had already died when the fire reached the bunkroom area.
(For those who want to equivocate, "probable," "likely," "apparent," and other similar terms are often used in these CODs to give a little legal cover and wiggle room down the road should testimony in court be required. Don't look at those words and assume "Well, it could have been something else then." That's the final determination. Once the bodies are released, families are certainly free to have private autopsies conducted, and I'm sure some will, if they think there's more information to be gleaned.)