Here is the Undercurrent report on the Wave Dancer, it makes somber reading:
https://www.undercurrent.org/UCnow/dive_magazine/2005/WaveDancerTragedy200504.html
BTW, the quote below from the Undercurrent article caught my eye because we take both DAN and travel insurance for our dive vacations and I've sometimes wondered if that was overkill, but I guess not!
"...DAN insurance covered none of the deceased divers. The tragedy was not a diving accident. Hughes was insured for only $5,000,000, and after raising the Wave Dancer, less than $4,000,000 was distributed among the relatives of the twenty dead..."
Our travel insurance policy covers injury, illness, travel interruptions, theft, etc. and that may be sufficient, but the DAN insurance covers diving throughout the year - not just for one trip, and is specific for diving injuries. I understand that if you travel a lot you can get a general travel policy that covers multiple trips.
We have learned that we do not need to add "adventure travel" to our travel insurance because scuba is not classified as an adventure sport by the company we usually use (Travel Guard) but there is one "extra" that I always add to our travel insurance policy and that is "evacuation to the hospital of your choice" because we have been to some far distant places during our travels, including the 3rd world, and I want to have control over where we will receive care if something bad happens.
And although DAN does include a travel assistance component, it is primarily focused on diving accidents and injuries, so we take the "middle level" of the policies that DAN offers along with a general travel insurance policy.
During our recent trip to Little Cayman, we were surprised to discover that the local car rental agency McLaughlin's does NOT sell liability insurance to customers! They do sell collision and damage (but that may already be covered by your credit card) but not liability. There is very little traffic on the island, so it probably isn't an issue, but you are driving on the left side of the road. I have always waived the liability car insurance offered by our travel policy, preferring to get it locally, but I may have to rethink that decision!
https://www.undercurrent.org/UCnow/dive_magazine/2005/WaveDancerTragedy200504.html
BTW, the quote below from the Undercurrent article caught my eye because we take both DAN and travel insurance for our dive vacations and I've sometimes wondered if that was overkill, but I guess not!
"...DAN insurance covered none of the deceased divers. The tragedy was not a diving accident. Hughes was insured for only $5,000,000, and after raising the Wave Dancer, less than $4,000,000 was distributed among the relatives of the twenty dead..."
Our travel insurance policy covers injury, illness, travel interruptions, theft, etc. and that may be sufficient, but the DAN insurance covers diving throughout the year - not just for one trip, and is specific for diving injuries. I understand that if you travel a lot you can get a general travel policy that covers multiple trips.
We have learned that we do not need to add "adventure travel" to our travel insurance because scuba is not classified as an adventure sport by the company we usually use (Travel Guard) but there is one "extra" that I always add to our travel insurance policy and that is "evacuation to the hospital of your choice" because we have been to some far distant places during our travels, including the 3rd world, and I want to have control over where we will receive care if something bad happens.
And although DAN does include a travel assistance component, it is primarily focused on diving accidents and injuries, so we take the "middle level" of the policies that DAN offers along with a general travel insurance policy.
During our recent trip to Little Cayman, we were surprised to discover that the local car rental agency McLaughlin's does NOT sell liability insurance to customers! They do sell collision and damage (but that may already be covered by your credit card) but not liability. There is very little traffic on the island, so it probably isn't an issue, but you are driving on the left side of the road. I have always waived the liability car insurance offered by our travel policy, preferring to get it locally, but I may have to rethink that decision!
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