There have been many cases where curious divers peeking into a cave or a wreck. Visibility was forever. They were tempted just to swim in a short distance and turn around. Little did they know that one careless fin kick started the silt to lift in a "little tornado", rising ever higher. As they turned around vis was zero. Too many divers were found 20 ft from the exit. They never saw it. Likewise, especially in solution caves, a downpour rain outside seeped through the ceiling reducing vis to zero in minutes.
No one should enter an over head environment without proper training and equipment, ever, no matter how tempting or easy it may seem.