I always dive with one and deploy it as often as possible, sometimes on every single dive. Sometimes it's good to let the captain and/or dive deck hand know you have one and plan to use it, if they are not used to people using them, they might interpret it as a call for help.
So, just to be polite and transparent, I mention that I have one and plan to practice deploying it even if there is a DM with one. No one had ever balked.
My favorite depth to let it go (assuming light current, good viz, warm water) is 45 ft. I use a 60 ft finger spool. Before I let it go I check that the line and the bag (my word for a dsmb) are in my line of sight and are not tangled with me at all. I like to wind and store using a double sided bolt snap. Usually, I have it all set to go, sometimes I attach the line underwater.
I've lost one finger reel. It was an expensive stainless one. Once, in an odd strong mid-column current I gave up and let go of the line because it was breaking my arm. Later I learned that swimming with the current while ascending might have resolved the issue. Another time, I did that and it worked. Oddly the bag was waiting docily for me when I reached my safety stop and I spent 5 minutes winding 45 ft of line. I planned to be embarrassed if I had to get back on the boat without it, but no one was the wiser.
I feel inadequate when I don't get the bag sufficiently filled (to my satisfaction) and might have to add gas on the surface while waiting for the boat. Whenever I dive with my instructor, I get performance anxiety, and way underperform and feel like a n00b loser. He laughs at me, but only for my reaction, not for my slightly underinflated bag .
Carrying and using a surface marker is a no brainer for me. Learn how, practice, look like a fool, let your buddy laugh, they need a good laugh.
Requiring divers to have one is an okay idea, if it is clear to them that it is okay to come up very carefully, looking for and listening for boat traffic, and then inflate the SMB on the surface. Where I live, divers are required to carry them and are loaned one, if they don't have one.
Like everything else in diving, let's take responsibility for ourselves and make the best and safest choices about how we dive.