pir8:If something happens on a dive you are on the lawers will find out your highest cert level. So it doesn't matter if you only said you were open water. Of course they still have to prove you did something negligent to get anything out of ya.
Maybe, maybe not - but that is why there is Insurance just the same.
Just because something happens on a dive that you are participating in, doesn't make you liable unless you are conducting that dive and AOW divers don't conduct dives.
Now if you take the regulator hose and strangle someone while on the dive, that may make you liable :11: