Diving Instruction and Insurance

[NJScubaDoc]

Can someone inform or point me in the direction of finding information regarding liability of a third-party facility's pool in terms of scuba instruction?

I.E. I own a pool, I let you pay me to train people in it. Someone dies in my pool while your instructing them. Is my kiester on the line?

 

[neil]

It's an interesting question. I think if you take payment you are engaged in a business and your homeowner's policy might not cover you. The instructor using the pool would be engaged in a commercial operation on your property and your policy might not cover that either. I'd say, yes, your keester is on the line, but I'd like to hear from the more knowledgable.

 

[scuubaadoo]

Instructor insurance has "additional insured" these are normally the facilities you train at. Your pool, Dutch springs all will ask you list them on your policy