Well that clears things up for sure.
There are in fact insurance companies that require divers to adhere to their certification depths in order for there to be coverage in the event of a dive accident.
That "misinformed poster" was absolutely right.
Are you Covered? The thrill and excitement of the underwater world are clear, but having proper protection is just as important as having the right equipment and training. Insurance plays a crucial role in providing financial protection and peace of mind in case of unwanted unexpected...
diveassure.com
Q: Do the programs have a depth limit?
A: DiveAssure has no depth limits (as long as standards and protocols are followed and the diver is certified accordingly). Diving to a depth past your certification level will not be covered.