Dive Accident Insurance Limitations

[Blackcrusader]

For me thats fair enough. I read that as if i by accident exceed my planned depth (down current navigational error, running after buddy whatever) im still ok. But if i plan to do a dive to 70m on al single 80 im not covered.

a DM with four divers got into an extreme down current in Philippines. DM and two divers managed to hold onto a wall but two others were swept away and died. One was found at the surface with no air in tank.

2 Divers Dead After Getting Swept Away. One Was Found with 'Both Arms Missing' and Sharks Nearby: Coast Guard

Two Russian tourists were found dead after getting swept away near a Philippines resort, officials said.

people.com

Diego Gabriel Reyes

Diego Gabriel Reyes ist bei Facebook. Tritt Facebook bei, um dich mit Diego Gabriel Reyes und anderen Nutzern, die du kennst, zu vernetzen. Facebook gibt Menschen die Möglichkeit, Inhalte zu teilen...

www.facebook.com

 

[Redtwo]

a DM with four divers got into an extreme down current in Philippines. DM and two divers managed to hold onto a wall but two others were swept away and died. One was found at the surface with no air in tank.

2 Divers Dead After Getting Swept Away. One Was Found with 'Both Arms Missing' and Sharks Nearby: Coast Guard

Two Russian tourists were found dead after getting swept away near a Philippines resort, officials said.

people.com

Diego Gabriel Reyes

Diego Gabriel Reyes ist bei Facebook. Tritt Facebook bei, um dich mit Diego Gabriel Reyes und anderen Nutzern, die du kennst, zu vernetzen. Facebook gibt Menschen die Möglichkeit, Inhalte zu teilen...

www.facebook.com

I know. I assume (always risky) that you are stille covered cause it was not part of your diveplan.

But if i read that wrong i would be happy to hear that. Cause that would make me less happy with my insurance.

 

[tursiops]

In addition to depth limitations or not, there may or may not be age limitations.
DAN-US has none.
I believe ALL other agencies cut you off at 65 or 70 or 75.

 

[The Chairman]

Well over 50 years of diving, and I've never been bent or been severely injured in water. It's been my experience that most dive accidents don't happen in the water, but on the boat or the land. That's why I prefer my all-inclusive insurance from DAN, including trip insurance. I broke my leg in Fiji on the hard. Dan paid for the hospital, surgery, and a first-class trip home.

 

[Blackcrusader]

Well that clears things up for sure.

There are in fact insurance companies that require divers to adhere to their certification depths in order for there to be coverage in the event of a dive accident.

That "misinformed poster" was absolutely right.

Frequently Asked Questions

diveassure.com

Q: Do the programs have a depth limit?

A: DiveAssure has no depth limits (as long as standards and protocols are followed and the diver is certified accordingly). Diving to a depth past your certification level will not be covered.

Even PADI will tell you a PADI OW Certified diver is certified to the recreational depth limit of 40m.
In fact PADI tried to stop a dive operator training OW divers and then taking them on 40m depth dives in Belize. PADI could do nothing to stop it.

 

[Blackcrusader]

Well that clears things up for sure.

There are in fact insurance companies that require divers to adhere to their certification depths in order for there to be coverage in the event of a dive accident.

That "misinformed poster" was absolutely right.

Again you are incorrect. The informed poster was not right. You have come into threads like this before where you have been shown you are wrong yet you double down on being wrong.

 

[The Chairman]

Even PADI will tell you an OW Certified diver is certified to the recreational depth limit of 40m.

Huh, I thought that was AOW, and OW was only to 20m/66FSW.

 

[tursiops]

In addition to depth limitations or not, there may or may not be age limitations.
DAN-US has none.
I believe ALL other agencies cut you off at 65 or 70 or 75.

So, @pisauron disagrees. That is certainly helpful information.
With what do you disagree? Perhaps there is some other agency with no age cutoff? help us put here, provide some information, please.

 

[Blackcrusader]

Huh, I thought that was AOW, and OW was only to 20m/66FSW.

The limits only apply when a student is doing a course with an instructor.

I was on a dive with an IDC Course director with her student videoing her teaching. We went to 35m depth. I do not have a deep certificate with PADI. Do you really think an IDC Course director teaching a course would want to go beyond PADI standards?

Post in thread 'Are Deep Dive and/or Wreck Dive specialties necessary?'

Wednesday at 3:58 PM

Last week in Cebu I went on a dive with an IDC Course instructor who was teaching a PADI instructor the deep certification course so the instructor can do the deep cert for students.. I asked if I could tag along and take some videos of her training. She replied yeah that would be great for both her and her student.

The deep dive training for an instructor covers also a wreck dive and they had a pony tank and we did an 8 minute safety stop. I am not PADI deep certified. It's not necessary but any dive op can say you need it per their own policy. I have also known this instructor for...

• BoltSnap

 

[The Chairman]

The limits only apply when a student is doing a course with an instructor.

I'll trust was a PADI USA instructor says over you. I was told by my PADI instructor that I could only do dives equal to or less than the ones I was certified in. The whole point of AOW was to be able to do deep dives like the Speigle Grove in the Keys. He was an idiot, put me in danger, so I'd rather hear it from someone like John.