There is really no good way to estimate it without doing a proper weight check. You have three options for a weight check (one of which is my preference, but I'll go through all of them).
Option 1: At the start of the dive, figure out what weight makes it so you're neutral at the surface....dump all the air from your wing and breathe from your regulator....on exhale, you should be below eye level, on inhale you should be above eye level, with a neutral breath you should be right about eye level. Then you'll need to add the weight of the air in your tank to your weight belt so that you are neutral at the END of the dive (very important for your weighting to be correct for the end of the dive so you can maintain your safety stop). In the case of diving a 95 cubic foot tank, you should add 7 pounds to your "neutral" weighting.
Option 2: At the end of your dive, get to a place with a sandy bottom (or somewhere you aren't hurting life and it's not hurting you....sand is good for this). Remove all the air from your wing, purge your tank down to less than 500 psi (if you're not there already), and remove weight until you find yourself neutral. At this point, you are weighted properly for your safety stop.
Option 3: At the end of your dive, on the surface, remove all the air from your wing and have ~500 psi in your tank. Remove weight until you are neutral (when you breathe off your regulator, you will be negative on exhalation, positive on inhalation, eye level with a neutral breath).
FWIW, if you plan to continue diving socal and want to do multiple dives a day and/or go fairly deep, your best bet is going to be a drysuit. I held out as long as I could, and I'm so glad I finally broke down and bought the drysuit. It really makes multiple dives a day or deep dives much more enjoyable....it also makes the surface intervals more enjoyable, and it's certainly nice to be able to take it off and be dry and ready to drive home.