I have all of my gear on a separate policy. My cameras, dive gear, and guns are all on it. It costs about 2% of the value per year and covers every eventuality. I use State Farm and they call it a Personal Articles Policy.
I would definitely have my dive gear on some kind of policy. There are too many chances for it to grow legs while traveling.
I would definitely have my dive gear on some kind of policy. There are too many chances for it to grow legs while traveling.