DAN's H2OInsurance experiences

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notabob

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Have any of you had dealings with DAN's H2O insurance equipment coverage? Any submitted claims? How were they handled? What about flood claims?

I'm trying to pick between them and DEPP. They appear to be fairly comparable in terms of coverage/deductibles/etc. I've read a few members' comments on DEPP so far, but haven't been able to find much on H2O - probably because it's a fairly new plan. At this time H2O appears to be significantly cheaper for me $100 vs $150, mainly due to DEPP's 4% flood surcharge. Does anyone know if H2O insurance automatically includes flood protection? It appears that it does, from what I've been able to gather, but wanted to be sure. Thanks in advance for any info.

-Roman.
 
https://www.shearwater.com/products/teric/

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