But I didn't intend this thread to be about me, personally. The thread is more generally about whether a diver can acquire additional formal training (i.e., purchased from an instructor) a la carte, and the perceived associated pros/cons.
I assumed you weren't talking about yourself, but a general suggestion. I've said it before in other threads: There are plenty of people that do light, unaccelerated deco in a relatively safe manner without any certifications "allowing" them to do so. I've also said before, and will continue to say, that certifications mean NOTHING. I've seen OW-only divers that look great, and I've seen Tec50/SM/DM/Drysuit/PPB divers that are AWFUL divers. A certification card is all about what you and your instructor put into the TRAINING aspects. Training can come in the form of mentorship or a formal class. A formal class, however, allows for liability protection and a more structured format. I'm not advocating either, simply stating that. It's a lot less risky for a dive shop to fill a set of doubles with hypoxic trimix if the diver shows a card proving it rather than log books (or their word). I know that Hypoxic Trimix is the furthest limit, but O2, EAN, etc can fall into the same category.
Now, as far as training limits vs cert limits....I know there are no scuba police (sanctioned, at least) telling you what you can and cannot do underwater, but I thought the CERT limits were clear for recreational certs. They all certify to dive within recreational limits, which is 130ft or shallower with no overhead within NDLs. Like, I know OW doesn't limit you to 60ft (as is the rumor), but I believe the recreational limits are what I mentioned above.
As far as a la carte style training/education, I believe there to be MANY more pros than cons from a purely transactional standpoint. I think the instructor gets to have the freedom to tailor the class to the student(s) to get the most advancement in the shortest time. My wife has good buoyancy and trim, but reacts poorly to losing her reg. Why should she have to do another class for further training? Why couldn't she get an instructor/mentor to just go over those drills? An instructor has the training and experience to conduct something like that safely, but we have no alternative to me just tearing her reg out of her mouth periodically. So, that's what we do. She's getting better. We recently bought her a drysuit. Think she's getting a card? Nope. You think I'll break her in to it slowly? Yup. Would a mentor with more experience than me help her more? Yup. I think that training for a drysuit, pony bottle, doubles, SM, photography, videography, buoyancy, DSMB deployment, lift bag deployment, gas planning/management, etc can all be done SAFELY and PROPERLY with a good mentor, outside the realm of a classroom and with no intentions of getting a C-card. Proper knowledge isn't obtained through a piece of plastic, but doors are opened with plastic. I believe all "ansilliary" training can be (and should be allowed to be) done outside of a formal class. I define "ansilliary" training as anything that helps sharpen your skills within your current certification limits, whether letter or spirit of the rules.
One thing to be said is: Coaching. I've specifically avoided the word in the rest of the post, but I think it's a great concept and a paradigm under which you could operate as an instructor without the heavy-handed repercussions. Scuba Coach Trace (Trace Malin) provides this service, and I'm VERY interested in taking him up on a day or two of his coaching.