I asked Cindy Rose of Diveforum permission to share her thoughts here.
OK guys... I'm gonna weigh in at great risk to myself here as an admin of this group.
I'm in Roatan, Honduras. Lockdown started a few days ago, dive shops all forced to close or threatened with loss of licence and fines. Then naughty resorts here found a loophole and are continuing to dive.
Some shops have refunded, some have given full credit, others partial, others none as insurance should cover it. Its up to the owners... But let me tell you in very real terms what this means.
Now first, understand this is not a pity plea... I have sufficient saved to get me through a month or two of this. I am lucky and very fortunate. This is not about me. This is about my colleagues in the industry here.
Yes, there are foreign instructors here, who can't get home. Who haven't made financial plans and are gonna be screwed... Sure. But I'm not even pleading for just those. I'm about the locals.
I have worked as in instructor in several countries, most of which are less developed. For those who don't know, the local workers in roatan, and countries around the world where they rely on tourism, are absolutely screwed right now.
They plan week to week if they're lucky enough to have had an education, but most here and in Indonesia and Thailand are day to day. So, when they don't receive money for a week... They run out. No back ups, no bank loans, no family loans, nothing.
There are few ways to make money in this situation. Taxis are banned, buses, all non essential jobs, most of which here and on many diving islands and locations globally are considered non essential and based on tourism.
If the boat captains and local staff are not paid for a few weeks... They will turn to crime. It has happened before and happens every low season.
I can't speak for all operators at all, I can't. But, I know that the retention of (previously stated) non refundable deposits and payments isn't for profit. It is to keep paying these staff who might otherwise go hungry/turn to crime. It is here, at the very least to keep law and order for as long as possible.
Please, please I implore you, consider the worst off in these dire circumstances.
Yes, you may lose $1000, or even 2, but split between 10 staff over a period of 1 month, maybe 2... That barely covers anything.
These less developed countries don't give breaks on shop rent, taxes, electricity etc. Its not always possible and if it is it doesn't happen quick enough.
There can be reasons that aren't selfish is what I'm saying. So before we all get nasty with each other about hard earned holidays lost... Please, think before you comment and post something about how your comments are making others feel, about what reasons there might be for not getting a full refund or any at all (dependant on terms)
Let's not jump now on the people who allow us. To enjoy the magic of the underwater world and tarnish anyone with a bad brush... Wait. Wait until this has blown over and be calm and polite. Then, once it's done, file your insurance claims fully, then argue about the whys. Chances are people will be in a better position to communicate effectively and do more to help you. Sure, stay in touch and ask what the policy is. Tell people you intend to seek refunds and credits.
But don't be harsh when everyone is just trying to stay alive. Please. Be kind