Not meaning to sound too harsh, but going off a boat with any air in your bc is stupid. If you're not ready to submerge immediately, it sounds like your skill level is a little deficient. Get all the gear fussing done in the boat so when you go in, you're ready to submerge.
I have seen so many divers go in, putz around on the surface doing this-and-that, and winding up so far behind the boat that they couldn't make it to the down line. Wind, currents, and inattention will get you blithely drifting nicely.
Since I was not going to untie the boat, I'd have to swim them down and drag their lame carcasses back to the boat. Plus if you're fiddling with gear on the surface near the boat, you might get another bonehead dropping in on you. I never had that happen on any of my boats, but it has happened.
You want to boat dive? - go in, get your bearings underneath the surface, get to the downline and wait at 10' if you need to congregate and do any final adjustments, but get off the surface.