Good insurance policy!

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For you guys who dive from your own boats - how do you anchor your boat? I'm planning on diving from mine starting this summer and I just wanted to see what some of you experienced guys have been doing.
Thanks in advance.
The boat is a 27 foot Sea Ray.
One thing that we always do whether or not anybody is topside is have another piece of chain and a caribeener attached to the chain road.
An old Destin charter captain taught me this way of hauling anchor.....
Motor up to the anchor while pulling in the rode, when directly over the anchor tie off the rode to a bow cleat, put the boat in reverse, this should break the anchor out of the sand. Once it is free increase speed in reverse. What happens is the flukes of the anchor will flip up and will act as wings that fly the anchor to the surface. Once the anchor is skipping along on the surface it takes very little effort to haul it to the boat. Works like a charm.