Jim, excellent points as usual..
My point is when the dive began she was diving within her skill level, the dive progressed outside her skill level she didn't realize it, couldn't or wouldn't correct it. She's in training, not diving the buddy team plan, but the instructors plan for open water training dive 3. She would have remained within her skill level if the buddy team had remained at 30ft with decent viz for the tour portion of the dive after completing skills. This wasn't an option on this day. It was a training dive for open water certification, Students must remain under the direct supervision of the Instructor and the Instructor must remain in control of the students. Even if the Instructor briefed the students of his intended dive profile and had the students plan for that profile, the students, with very limited experiance in the water, might question the idea to go to 50ft, but the Instructor said it's not a problem so it must be ok. If the Instructor evaluates the conditions as poor at depth, the instructor must re evaluate and adjust the dive plan, not the 6 students or 3 buddy teams.
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2nd hand information - one of the divers involved in the search and recovery stated the viz was less than 4ft.
Overheard - Had it not been for the yellow fins, the diver that found the victim would not have seen her.
2nd Hand information - the Viz may have been poor due to the class kicking up silt during the dive.