Bob DBF
Contributor
...my point was that a loan might make sense if one was a pro (especially if just starting) as the equipment is then sort of an investment for future earnings.
One can rationalize almost anything. Taking a loan for expensive equipment needed for a "job" that has no to minimal future earnings is an expense, not an investment. The myth of the well paid dive professional in a tropical location is sold a lot more than the reality.
Bob