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Are you perhaps asking how much faster water, for a given temp difference, can take up heat than air?
I have never seen a factor for water moving past your skin, probably because the water thermal conductivity is about 25x faster than air.
The temp is exactly the same - the temp loss is not. Wind chill is a measure of how much temp loss occurs due to air movement (wind). In water your temp loss is much greater than in air. Water chill makes no sense. There is no additional temp loss - except perhaps in current.
I get what you're asking:
If you stand in calm air at 46F you will chill to hypothermic levels in X time.
If there is a 20mph wind you will chill to hypothermic levels in Y time.
If you are submerged in 46F water you will chill to hypothermic levels in Z time.
What is Z?
I don't know the answer.
I have never seen a factor for water moving past your skin, probably because the water thermal conductivity is about 25x faster than air.