Dive Accident Insurance Limitations

[tursiops]

In addition to depth limitations or not, there may or may not be age limitations.
DAN-US has none.
I believe ALL other agencies cut you off at 65 or 70 or 75.

 

[The Chairman]

Well over 50 years of diving, and I've never been bent or been severely injured in water. It's been my experience that most dive accidents don't happen in the water, but on the boat or the land. That's why I prefer my all-inclusive insurance from DAN, including trip insurance. I broke my leg in Fiji on the hard. Dan paid for the hospital, surgery, and a first-class trip home.

 

[Blackcrusader]

Well that clears things up for sure.

There are in fact insurance companies that require divers to adhere to their certification depths in order for there to be coverage in the event of a dive accident.

That "misinformed poster" was absolutely right.

Frequently Asked Questions

diveassure.com

Q: Do the programs have a depth limit?

A: DiveAssure has no depth limits (as long as standards and protocols are followed and the diver is certified accordingly). Diving to a depth past your certification level will not be covered.

Even PADI will tell you a PADI OW Certified diver is certified to the recreational depth limit of 40m.
In fact PADI tried to stop a dive operator training OW divers and then taking them on 40m depth dives in Belize. PADI could do nothing to stop it.

 

[Blackcrusader]

Well that clears things up for sure.

There are in fact insurance companies that require divers to adhere to their certification depths in order for there to be coverage in the event of a dive accident.

That "misinformed poster" was absolutely right.

Again you are incorrect. The informed poster was not right. You have come into threads like this before where you have been shown you are wrong yet you double down on being wrong.

 

[The Chairman]

Even PADI will tell you an OW Certified diver is certified to the recreational depth limit of 40m.

Huh, I thought that was AOW, and OW was only to 20m/66FSW.

 

[tursiops]

In addition to depth limitations or not, there may or may not be age limitations.
DAN-US has none.
I believe ALL other agencies cut you off at 65 or 70 or 75.

So, @pisauron disagrees. That is certainly helpful information.
With what do you disagree? Perhaps there is some other agency with no age cutoff? help us put here, provide some information, please.

 

[Blackcrusader]

Huh, I thought that was AOW, and OW was only to 20m/66FSW.

The limits only apply when a student is doing a course with an instructor.

I was on a dive with an IDC Course director with her student videoing her teaching. We went to 35m depth. I do not have a deep certificate with PADI. Do you really think an IDC Course director teaching a course would want to go beyond PADI standards?

https://scubaboard.com/community/th...ialties-necessary.655375/page-2#post-10491838

 

[The Chairman]

The limits only apply when a student is doing a course with an instructor.

I'll trust was a PADI USA instructor says over you. I was told by my PADI instructor that I could only do dives equal to or less than the ones I was certified in. The whole point of AOW was to be able to do deep dives like the Speigle Grove in the Keys. He was an idiot, put me in danger, so I'd rather hear it from someone like John.

 

[Blackcrusader]

I'll trust was a PADI USA instructor says over you. I was told by my PADI instructor that I could only do dives equal to or less than the ones I was certified in. The whole point of AOW was to be able to do deep dives like the Speigle Grove in the Keys. He was an idiot, put me in danger, so I'd rather hear it from someone like John.

Don't take it from me is fine. I'm not bothered lol/
You can take if from others I guess?

https://scubaboard.com/community/th...o-advanced-diving.650458/page-4#post-10363953

 

[The Chairman]

As an aside, I always told my OW students (NAUI, SDI, NASE, SNSI) that while there were no Scuba Police, their OW only trained them down to 60FSW in OW. To go deeper, or into an overhead environment, they needed additional training. You PADI guys might not be as into limits as the rest of us. Me? I love limits and my class is all about them.