I have never dove a drysuit. I have been in cold water in a full 7mm, then a 7mm step in vest (for 14mm) and hoodiesn gloves, and booties.
I am a little cold at 40 - 45 degrees (but tolerable) and comfortable at 45 to 55 degrees.
There are two stories I hear all the time. Story 1: At depth, you are just as warm or warmer in you wetsuit, it's when you get out that hurts. Story 2: I'll be way warmer in a drysuit at depth.
I dive the cold mountain lakes of Canada. In know enough to peel off the minute I am out of the water and get into something warm till the next dive regardlesz of the temp outside.
Any thoughts? Should I stay or should I go (dry)?
I haven't read the whole thread yet and I can't speak for everyone else but I'll give my (limited) experience.
I have about 6 cold water dives wet and 3 or 4 dry. At depth, diving wet, I never felt particularly cold (I was also wearing about 14mm on my core). I was reasonably warm except my hands (5mm gloves) and occasionally my feet (7mm booties with 1/2 mm socks). I was heavily encumbered due to the bulk of my gear and not particularly "comfortable" with respect to mobility. I was completely satisfied diving that way the rare times I dove <50* water. Though I didn't feel cold I was definitely losing core heat. As a result, my dive times were limited to ~30-35 minutes for my first dive before I started shivering and my second dives were shorter, usually around 20 minutes.
At depth, diving dry, I have never felt particularly cold, even with light to medium undergarments (150-200 grain). I was reasonably warm except my hands (same 5mm gloves). I was not heavily encumbered by bulk (tri-lam suit... haven't dove any crushed neoprene suits so I can't speak to those) and I am quite comfortable with respect to mobility. So far my dive times aren't limited by cold. I am much happier diving dry.
As for the getting out part, yes I am far more comfortable standing in 30-40* air in my drysuit than in my wetsuit.
The biggest factor for me, though, is the fact that I don't need a nap after two short dives when diving dry. When I dove wet, I'd come home and take a 2-3 hour nap, ruining the rest of my day with my family. I come home after dry dives and go outside and play with my kids.
For me the only reason I bought a dry suit is because I found one on craigslist for less than a decent wetsuit costs. That said, if it's within reason for your budget, I would recommend dry in a heartbeat.