This is something I've been contemplating. I was booked on an overnight to the Channel Islands this weekend through a local dive shop (not my regular one). And it's on the Peace, which is shutting down operations as of June 1, unless someone takes it over, which is looking increasingly unlikely. I booked this months ago, before anyone had heard of COVID-19, before the guy running the boat announced his retirement. I have a feeling the money has already been spent, and asking for a refund would put someone in a difficult position. Rescheduling may not work out for obvious reasons. I could afford the loss, though I chafe at the thought of eating that cost just to marginally boost the creditors' bottom line instead of keeping someone in business. I have to make a decision today.