Tiputa Pass is a pass dive. Depending on the phase of the moon, the tide either zooms into the atoll or out of the atoll at certain times of the day. The attraction is the big stuff, sharks and barracuda that are waiting at the mouth of the pass for the fish that are being flushed through. It's a world class dive. Fakarava has the pass diving too.
We did half board on Rangiroa simply because it's more remote and there are not the options for eating out. For lunch we would just split a panini at the overwater bar.
On Bora Bora and Moorea, we were strictly on our own for food. We only ate dinner out. The rest of our meals were in our bungalow out of the little fridge. On both islands we went to the grocery on our first day and bought baguettes, milk, cereal, orange juice, nuts, pop, cheese, jam, peanut butter, ham, cookies, bananas and chips. We had breakfast and lunch on the private deck of our bungalow each day. We had two sets of silverware we kept from our first dinner at the hotel in each location and just washed them in our bungalow. The maids didn't bother them and left them with the cups & saucers and glassware that were normally in the room with the coffee pot. We had our cereal in the cups, and used the glassware for our drinks, and the saucers for our sandwiches.....worked quite well! The grocery store on Moorea was a short walk from the resort; on Bora Bora it was a short walk from the water taxi dock. We just took our empty book backpacks we travel with and filled them up and walked back to our resort. Eating out is VERY expensive there. That's why we only ate out at dinner, and typically that's the fancy meal of the day in FP too. You would see other hotel guests on the water taxis with their grocery bags or a box full of groceries heading back to the resorts. In fact, with the minibar I figured I would just push the perishable items to the side and take the non perishable items out and sit them on top. The gentleman that took us to our bungalow pointed out the minibar and told us that all we had to do was call the desk and they would have it emptied to make room for our own purchases!! They know alot of guests go to the grocery and stock their own.
We did do a panini & french fry lunch on Bora Bora.....very expensive. Two cokes, two ham & cheese paninis and two french fries was over $50 USD. That was the only day we ate out at a "snack". Snacks are "fast food" type places, bakeries, or snack bars you eat breakfast and lunch at. Restaurants are 5 course affairs and fancy. If you are standing in front of a snack, and ask a local where the closest restaurant is, they will tell you there is not one around. A snack is not a restaurant, and a restaurant is not a snack. Restaurants are only open at night. We bought groceries for all our breakfasts and lunches for the cost of one lunch and one breakfast out. We were there for 2 weeks.
If you decide to go this route and do breakfast & lunch on your own, just call the hotel staff and have them come empty the mini-bar. That way you have all the space for your own purchases.