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I don't work for somebody else. But sometimes you just can't charge enough.
Supply and demand is what it usually boils down to. In every crisis, there's an opportunity. I made $350 hooking up this car in zero vis. Total Btm time 20 min.
The Insurance gladly paid me before the Sherrif's Underwater Recovery Team showed up to do it. Guess the County charges a little more than me. I've walked away from a number of jobs when the price ain't right, or the risk outweigh the reward.