is that fear is alive, well and able to make normally logical people cower needlessly over a benign natural phenomenon. Like sharks, we fear what we don't understand.
Learn a bit about transient currents and you don't have to be so fearful. Rip tides are caused by wind and waves that come straight in. The water builds up and must go somewhere, so it takes the path of least resistance. You'll see turgid ugly water as it takes out sand and soil into the ocean. It is most intense close to shore and loses its power as it moves ocean ward. If the wind (and waves) hit the shore at an angle, a long shore current is created instead and always in the direction of the wind. Far rarer and impossible to see is an undercurrent. That's when the returning water subverts underneath. With any transient current, you escape it by swimming at right angles to it. This should have been covered in your OW class. No, it wasn't in mine, but it is in all the classes I teach.