from the technical side
a housing is most prone to leaking with no external pressure. ie in the bucket or very close to surface. here the sealing takes place only due to statical deforming of the o-ring by squeecing it into the groove by means of the mating surface. the more pressure is applied to the housing, the more tight the sealing gets (bear in mind, as soon as outside pressure is so big as to deform the housing it will start to leak)
it is indeed preferable to have your gear in a bucket when on surface between dives. however, on liveaboards this is quite often not possible. so when available rins your camera with a shower if not possible then just store it in the shade or cover it with a towel. bear in mind that this is the worst case to store your equippment. however i have done this many times with no negative results.
after a great day of diving, whenever possible, i leave my gear in the resort swimming pool for a few hours. but even with this extensive soaking i have build-ups once in a while.
i don´t have any objections due cloride in the water. if it´s ok for my skin it will be ok for housing and seals too.
opening the housing for changing film (yes i still use film) i dry it with a towel, open it, dry the sealing surfaces inkl. o-ring also with towel or washing rag (if necessary use also paper tissue). before closing i run a fingertip around the exposed ring surface. only with your fingertips you can feel any dirt/debris contaminatings. once the surface is clean, put some saliva an your finger, wet the surface all around and close your housing. now it should be ok for your next photo session.
(i hate do regrease the surface only because the grease gets into the housing too) and i simply don´t like that)
removing the o-ring
i do whenever i feel it´s necessarry. say every 7 to 10 days with up to 4 dives a day. diving in sandy area or not having the chance of rinsing your gear it might be earlier.
in general i believe, most floodings happen due to much maintenance and not due to less. the most critical times handling a o-ring ist removing and installing. from that point of view the less you remove the ring (s) the less chances you have to damage your seal.
for grease i use petro-jelly. there is no need for silicongrease. the outstanding advantage of silicon grease is a much higher temperature resistence (up to approx 200deg C). this is by all means not required while diving.
sorry, i just got carried away, hope you understand my english and wishing all of you dry housings
26 years without a flooding ;-))))
however it can happen on my next dive ;-((((
swisstrav