Or do what I do, never let the wife see the finances.Do what we all do, funnel small amounts into a secret scuba account over time. It seems like you've been hooked already... In which case, you need a scuba fund. $850 seems daunting now, just wait.
Steel tanks - $400/ea (4 minimum needed!)
Manifold and Tank bands - $300 (2 sets)
Dry Suit - $2000
Canister Light - $1000
Backup Lights - $100/ea
Reels - $100-$250 (Minimum 2)
Lift Bag - $100
Rebreather - $10,000
Not having to explain to your wife why each of these things is necessary...PRICELESS
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You missed out compressor. $4500+