Newbie Choosing a Dive Insurance Plan

[Thalassamania]

Been thinking of getting insurance coverage for dive accidents / injuries since our close call in Verde Is. 2 weeks ago. (effing down current!).

I'm an average 'vacation' diver and I'm considering getting the DAN 'Master' Dive Injury Insurance Plan which covers the basics (DCI, death, disability), so I think this is a good enough coverage for a recreational diver like me.

However, it's maximum diving depth for coverage is 50M. I know I won't be diving that deep and will not plan on doing so, but after being pulled in a crazy down current 2 weeks ago, I'm also looking at the 'Preffered' plan which has no depth limits for coverage.

What are the main considerations in choosing a dive insurance plan?

Talk to your insurance broker or carrier. Most of the "dive insurance" and this includes DAN is secondary insurance, it does nothing for you until you use/exhaust your primary insurance. It is often much more economic to beef up your primary policy than to buy on the secondary market.

 

[Mampsa]

dunno what happened. double post. Mods, pls delete this one. Thanks

 

[Mampsa]

Been wanting to get DAN, but it seems they don't have any sales agents here in PH. If anybody knows an agent, can you PM me his contact details. Just wanna clarify something posted in their website.

Thanks

 

[greatwolf]

DAN Divers Alert Network Asia-Pacific - Your Dive Safety Association

DAN Asia-Pacific - Philippines
Suite 210 Medical Office Building
Asian Hospital and Medical Center
2205 Civic Drive, Muntinlupa City, Manila
Phone/Fax +63-2-771-9245
Email: blunamd@yahoo.com

 

[clgsamson]

DAN Divers Alert Network Asia-Pacific - Your Dive Safety Association

DAN Asia-Pacific - Philippines
Suite 210 Medical Office Building
Asian Hospital and Medical Center
2205 Civic Drive, Muntinlupa City, Manila
Phone/Fax +63-2-771-9245
Email: blunamd@yahoo.com

Dr. Ben Luna