Holy zombie thread Batman!
As to my understanding, you only need insurance if you are working as a DM (in any capacity) or representing yourself as one. Also, when diving for fun with a regular op, I just show my basic OW card.
As to my understanding, you only need insurance if you are working as a DM (in any capacity) or representing yourself as one. Also, when diving for fun with a regular op, I just show my basic OW card.