durian:
My real question is how difficult it must be for a local in Thailand or the Philippines to get certified with PADI or another agency. I am sure if they work for a diveshop there may be a break for them, but that is not always the case. I am not trying to stir up many guilt here just want to know if there is some scholarship fund or form of help. I think locals should be able to get certified at a reduced cost. Well I may be wrong and would like some feedack on this. thanks
a shop i know here has a payment plan, kinda like pay as you go scheme, just remember to settle up prior to open water (prolly due to added cost of boat trip, tank rental through another operator, etc). and if it takes you a while to get to open water, keep yourself current with relatively cheap pool dives (assuming DM's are available).
for the most part scuba is relatively affordable for locals if they're willing to trade say that upper-mid range cellphone for dive lessons and the monthly cellphone and clubbing for dive day trips.
in relative terms, scuba is still not as cheap as say badminton or ping pong, but is competitive with golf, archery, eating out everyday, or vacations outside of the country.
there are clubs that occasionally get gov sponsorship (sports ministry) but those are very few. so, for the most part, if you do want to get into diving or are curios, there are very affordable ways to experience it (pool, sometimes for as little as the pool entry fee), and if you are into it, a wee bit of belt tightening e.g. roadside hawker stall for drinks Vs starbucks, and you can do it.
hope this helps answer your question.
oh, if you want equipment, rental is viable. getting your own, well, visit grandma, then. ask for an advance on that trust fund