Insurance question for equipment

[joewr]

SM (not S & M),

You will like Scout's I think: it is high on the island and has a nice view from the restaurant. Oh, yes, speaking of restaurants, definitely go to YIIK (why-2-kay) and have dinner. Ruldolph and Carl serve the most wonderful food on Saba. If crispeens, a local vegetable, are available, be sure the try them!

By the way, take a jacket along...the temperature at sea level is tropical, but Scout's is high up on the island and the temperature there can be 10-15 deg lower than that at sea level. In fact, you can see fog swirling around Mt. Scenery! And speaking of Mt. Scenery...if you have a couple of hours--not right after a dive--try the hike up. It is a bit of a grunt, but the views at the top are wonderful. Be sure to grab a walking stick and to take some water. And if you do the climb, pick up a certificate at the Chamber of Commerce, just across the street from the big grocery store...

Joewr...unpaid travel agent to the slightly rich and slightly famous...

 

[Newhampster]

I would be loathe to add a rider for something like this to my homeowner's umbrella policy and would opt, instead, for a separate policy (a la DEPP) from a separate carrier if I chose to not self insure.

Reason: Compared to the coverage of the homeowner's policy with an umbrella policy, dive gear and cameras are a really small portion of the asset under coverage. If you mix them, you raise the likelihood that small claims against the policy (a flood here, a lost lens there...) will result in the cancellation of your entire homeowners policy, umbrella rider, etc.

 

[sactomags]

I'm checking out all my options -- which are a few more with the information I've gotten from just three people on this board.

Counting the days til warm water diving ... we leave on the 23rd to Miami, then to St. Maarten on the 24th ...

Happy bubbles,
Margaret