WVMike, my wife only dives in the tropics also she wants nothing to do with the cold water around our local waters. We go on one dive vacation a year and that's when my wife dives. The kids and I hit the local spots as much as possible each year.
Nothing wrong with being a warm water diver, and you are lucky to be able to dive with the kids. Plus that probably gives the wife some quality time alone.
My wife on the other hand wants nothing to do with diving, and wants me to take up planting flowers.